What does it cost to study in Canada?

Tuition (annual)

CAD 25,000-45,000/year (undergrad); CAD 18,000-35,000/year (masters); some programs higher (Rotman MBA, Schulich, etc.)

Living costs (annual)

CAD 12,000-18,000/year outside Toronto/Vancouver; CAD 18,000-25,000/year in Toronto and Vancouver

Quebec province charges Quebec residents and Canadians lower tuition; international students pay the higher tier. Quebec also has a distinct immigration pathway via PEQ for graduates of Quebec institutions.

Student visa for Canada

Study Permit

• Letter of Acceptance from a Designated Learning Institution (DLI) is the gateway document.
• Provincial Attestation Letter (PAL) introduced in 2024 - required for most new applications.
• Financial requirement: GIC (Guaranteed Investment Certificate) of CAD 20,635 (2024 figure, updated annually) + first-year tuition.
• Processing time: 4-12 weeks; Student Direct Stream (SDS) used to offer faster processing but was discontinued in November 2024 - now all India applicants go via the regular stream.
• Work rights: up to 24 hours/week off-campus during semesters (raised from 20 in 2024); full-time on-campus and during scheduled breaks.

Full guide: Canada student visa - application guide

Entry requirements

English proficiency

IELTS 6.0-6.5 (no band below 6.0) for most masters and bachelors; some quantitative masters and MBA expect 7.0+. PTE 60+ widely accepted. French TEF / TCF needed for French-medium programs (mostly Quebec).

Academic baseline

Class XII 70%+ for direct undergrad entry; 65%+ acceptable for diploma / college pathway. For masters, 3.0+ GPA equivalent (~70%+) with a recognised bachelors. GRE 310+ for general masters; 320+ Quant for top-tier engineering / CS.

MBA programs at Rotman / Schulich / Ivey expect GMAT 650+ and 2-5 years of work experience. Co-op programs (Waterloo etc.) integrate paid work terms into the degree.

Scholarships available

• Canada Graduate Research Scholarships - Doctoral (CGRS D) - CAD 40,000/year for 3 years (PhD); replaced Vanier after its last competition in 2024
• Lester B. Pearson International Scholarship (UofT) - Full tuition + living expenses (undergrad, highly competitive)
• University-specific entrance scholarships - CAD 5,000-25,000 - most universities offer merit awards to international students

Post-study work options

The Post-Graduation Work Permit (PGWP) allows up to 3 years of post-study open work (no employer sponsorship needed) for graduates of eligible programs. PGWP duration matches program length up to 3 years. After PGWP, transitioning to Permanent Residency via Express Entry (Canadian Experience Class) is the most common pathway - Canadian work experience + age + education + language scores feed into the CRS score; cutoffs vary by draw round.

How has the PGWP changed recently?

The 2024 reforms tightened PGWP eligibility - graduates of public-private partnership colleges lost PGWP eligibility for new enrolments; some programs now have language-test requirements at the PGWP application stage; and there are field-of-study restrictions for diploma-level college students. University degree graduates from public universities remain broadly PGWP-eligible. Verify your specific program with IRCC's eligible-institution list before enrolling.